Funding Banks · SSFT Digital Platform · Partners · Officers
Personal Financing Islamic, managed end to end.
From applicant submission to final settlement — one shared lifecycle across the funding banks, the platform, every Partner and its Officers.
- MYR 0
- Financing disbursed
- 0
- Approved facilities
- 0
- Applications approved
Funder
Funding Banks
Approve limits, release disbursements, track portfolio exposure and interest earned.
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Digital Platform
SSFT
Review documents, approve applications, instruct funding and collect service fees.
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Personal Financing / Agencies
Partners
Submit applications for applicants, manage your Officers, and follow facilities, collections and settlements.
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Agents
Officers
Fill in applications with the applicant, attach the documents and submit them straight to SSFT.
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How PF-i works
Nine steps from application to interest earned — every document and ringgit tracked on the SSFT platform.
- 1
Applicant applies for Personal Financing Islamic (PF-i) through a Partner or its Officer
- 2
The Partner or Officer submits the application and documents to the platform
- 3
SSFT rechecks documents and approves
- 4
SSFT informs the funding bank to release the fund to the Partner
- 5
The Partner releases fund to supplier for the purchase of goods
- 6
Supplier delivers goods to contract awarder
- 7
The Partner collects payment from awarder and pays applicant after deducting fee
- 8
SSFT collects service fee from the funding bank and the Partner
- 9
The funding bank earns interest on the funding